Loan Eligibility Calculator
अधिकतम ऋण पात्रता
आप ऋण ले सकते हैं
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अधिकतम वहन करने योग्य EMI
₹ 0
50% FOIR (आय के प्रति
निश्चित दायित्व अनुपात) पर आधारित।
How is Loan Eligibility Calculated?
Banks use the FOIR (Fixed Obligation to Income Ratio) to determine loan eligibility. Typically, lenders ensure that your total EMIs (including the new loan) do not exceed 40-50% of your net monthly income.
Factors Affecting Eligibility
- Income: Higher income enables higher loan amounts.
- Existing Debts: Other loans reduce your eligibility.
- Age & Tenure: Younger applicants can opt for longer tenures, increasing eligibility.